Dr. Jai Deo Sharma is M.com, CAIIB, DIM, MBA, LLB and Ph.D
He has over 39+years in Indian Overseas Bank with Exposure in Banking and Finance, Loan recovery, Suit filed accounts, International Trade Finance, HR, Vigilance and IR, Faculty member in IOB’s training system for 4.5 years.
He was a Part – time Director on the Board of IOB from March 2006 to December 2009 and From May 2013 to May 2016.
He was a Part – time Faculty in Monetary Theory at Indian Institute of Bankers, Mumbai for One Term.

• Examiner in Business Management at Indian institute of Bankers , Mumbai for 5 years
• Member, committee on Banking and Insurance at Institute of Cost Accountants of India
• Member , International Advisory Board (Journal at Institute of Cost Accountants of India)
• Gave a Forward to Monograph on Risk Based Internal Audit of Commercial Bank, Institute of Cost Accountants of India
• Reviewed the Book on Stock Audit in Banks Published by Institute of Cost Accountants of India
• Presentation before Joint Parliamentary Committee on Insolvency and Bankruptcy Code along with President (ICAI) and Advisor, MRAF (ICAI)
• Director, IOBOA Academy for Research and Education, Chennai

He was a Guest Lecturer in various Institutions of Repute

• Institute of Cost Accountants of India
• Institute of Companies Secretaries of India
• Administrative Staff College of India, Hyderabad
• Centre for Organisational Development, Hyderabad
• National institute for Banking Studies and Corporate Management, Noida
• Bank of India Staff College, Noida
• Punjab National Bank Staff College, Delhi

He has been Chief Guest, Guest of Honour and Panellist at

• Institute of Cost Accountants of India
• SRM University, Chennai
• AMET University, Chennai
• University of Madras
• AMITY University, Noida
• IILM, Greater Noida
• Several colleges affiliated to University of Madras
• Motivational Talk in Various PG colleges and Govt. Schools at Chennai

He has Published more than 30 Research Papers and Articles in Various National and Internationals Journals including the Management Accountant (ICAI) on various subjects like Banking, Finance, Reforms in Financial Sector, CSR, Costing, HR and issues relating to Organisational Development

He wrote Thesis on Post Globalisation motivational Dimensions announced for the officers of Indian Public Sector Banks

• Evolved a new Theory of Motivation – Skill Gap Theory of Motivation as a Post-Doctoral Study

Shri P.N. Prasad joined as Probationary Officer in State Bank of India on 09.12.1983 and rose up to the position of Deputy Managing Director in the Bank. After 37 years of service, he superannuated from the services of the bank on the 31 st May 2020. At the time of superannuation, he was heading the Commercial Clients Group, the Corporate Banking Vertical of State Bank of India. He was also heading the Project Finance & Structuring SBU of the Bank, the only such SBU among all Commercial Banks in India.

Mr. Prasad is a Postgraduate in Chemistry and is an All India rank holder in CAIIB examination conducted by the Indian Institute of Bankers. During his long career of 37 years in State Bank of India, Mr. Prasad held several important assignments viz., Branch Manager, Vidyanagar Branch (Vakadu); Chief Manager (Credit), Commercial Branch, Hyderabad; Assistant General Manager & Relationship Manager at Corporate Accounts Group Branch, Ahmedabad and at Industrial Finance Branch, Baroda. On his promotion to Top Executive Grade, he held the assignment of Deputy General Manager & Branch Head, Diamond Branch, Mumbai. From September 2008 to 2013, he was the Chief Executive Officer, Antwerp Branch in Belgium looking after operations of the Bank in the BENELUX region.

In his career, he handled some challenging assignments in leadership positions such as Chief Executive Officer, Antwerp; General Manager, Mid Corporate Regional Office, Chennai covering states of Tamil Nadu, Kerala and Pondicherry; Chief General Manager (Mid Corporate), covering Western India and Deputy Managing Director (Commercial Clients Group) including the Project Finance & Structuring Strategic Business Unit (PF& S SBU). Mr. Prasad has got rich experience in Corporate & International Banking, Project Finance & Structuring, Debt Syndication, Stressed Asset Management & Resolution, Risk Management, Trade Finance, Compliances etc.

Mr. Prasad was the Chairman of the Co-Ordination Committee appointed by the Ministry of Commerce, Govt. of India, to address the issues faced by the Gems & Jewellery Sector in India. He represented the Bank in committees appointed by the Ministry of Civil Aviation and Ministry of Power to address the issues faced by these sectors. He was the nominee director of State Bank of India in HDFC Venture Capital Ltd and Oman India Joint Investment Fund Management Company Private Ltd.

He is presently a shareholder Director in Bank of India. He is also a Senior Advisor (Banking) to Gem & Jewellery Export Promotion Council (GJEPC); Advisor- The Investment Trust of India Group, Senior Advisor -Brescon & Allied Services LLP; Senior Advisor- Avendus Group and Advisor – Wanbury Ltd.

Dr. Divya Sharma is a PhD. In Commerce (Doctorate in Philosophy), M. Phil(Master in Philosophy), M.Com (Master in Commerce), M.A (Master in Economics ), LLB, MCA & B.Com. Currently she is Assistant Professor,Department of Commerce, Bharati College, University of Delhi & Visiting Faculty,SOL, Delhi

She has previously worked:

• As “Assistant Professor”, Department of Commerce, Aditi Mahavidyalaya,Delhi University. (10 years)
• As “Lecturer”, Department of Commerce, B. R. Ambedkar College, Delhi University. (13 months)
• As “Lecturer”, Delhi College of Advance Studies, GGSIPU, Delhi.
• As “Visiting Faculty”, R.C. Institute of Technology, Najafgarh, Delhi,GGSIPU, Delhi
• As “Guest Lecturer”, College of Vocational Studies and Satyawati College, Delhi University.
• As “Course Writer of MCA/BIT” IGNOU.
• As “Project Proposal Evaluator of MCA” with IGNOU, August 2004 onwards.
• As BCA Evaluator with IGNOU, Dec 2002 onwards,
• As BCA & BBA Evaluator with GGSIPU, June 2004 onwards.
• Associated as “MCA Syllabus setter” with IGNOU, meeting held on 1st October, 2004.
• Counselor, IGNOU Study Center, Maharaja Surajmal Institute and CCIT.
• As "Research Assistant" on a UGC project Titled “The Impact of Cost, Quality and Support Services on Student Perception in Self Financed Higher Education Institutes. January 2003 – September 2004.

She has various publications in her name. some are listed below:

1. Co-writer for MCA course material for IGNOU
   • Accounting and Financial Management, Block 1: Accounting System, ISBN-81-266-2113-3
   • Accounting and Financial Management, Block 2: Understanding and Analysis of Financial Statements, ISBN -81-266-2149-4
   • Laboratory Course, Block 3, ISBN-81-266-2138-9
   • Operating System, Block 3, Advanced Topics and Cases, ISBN -81-266-2150-4
   • Advanced Databases Management System, Block 1, Database Design and Implementation, ISBN -81-266-2473-6
   • Introduction to Information Technology, Block 2, IT in Action, ISBN-978-81-266-3985-4
2. Books
   • Unemployment to Employment via Vocationalisation of Education, Swaraj Book Distributors, Edition:2013, ISBN-978-81-924731-4-7
   • Training and Development, JSR Publishing House LLP, Delhi, First Edition:2018, ISBN-978-93-87684-19-5
   • Office Management and Secretarial Practice, Galgotia Publishing Company, Edition:2019, ISBN-978-93-86184-79-5
3. Paper Presented (sole writer)
   • National Seminar organized by Bhim Rao Ambedkar College, Delhi University, 2005, “Terrorism and Business Psychology”
   • National Seminar organized by Aditi Mahavidyalaya, Delhi University,2013, “Electronic yug me print media ki stithi aur chunotiyan”,Electronic yug me mudrit madhyamo ki stithi aur chunotiyan, ISBN-978-93-83629-11-4
   • International conference organized by Delhi Technological University,2018,”Digitization of Business Transaction in India: A Legal Review”.
   • National Seminar organized by Rajdhani College, Delhi University, 2019,“Right to Have Clean Environment”.
   • National Seminar Organised by Aditi Mahavidyalaya, Delhi University,2019 “Evolution of Solid Waste Management in India”
4. e-journal (co-writer)
   • “Why Foreign Direct Investment In Agriculture Retailing In India”, IRACST-International Journal of Commerce, Business and Management ICBB; ISSN: 2319-2828, Vol. 2, No. 6, Dec 2013
   • “SWOT Analysis of E-Commerce”, Advances in Electrnic and Electric Engineering, Research India Publication, Vol. 4, No. 6, 2014, ISSN-2231-1297
5. Chapter Contribution
   • “The journey of Vocational Education in India”, Income Generation:Challenges and Opportunities, Akshar Publishers and Distributers, Delhi,2017, ISBN: 978-93-85600-19-7,pp 278-292.

RESEARCH PROJECTS

1. Principal Investigator, Innovation Project. “ Psychological, Commercial and Legal Fight of Aged Consumes for Consumer Rights: A Self-help Group Technique”, successfully completed in 2016.